Cash Credit

Cash Credit

Any Cash Credit is subject to the following:

  1. Healthy Financials
  2. Company Credit Report
  3. Good Credit Rating
  4. Director’s personal CIBIL Report.

Cash credit is a short-term source of finance. Under cash credit, the bank offers its customer to take a loan up to a certain limit. Cash credit is also known as bank overdraft. This loan is given to meet the working capital requirements against a collateral security. This is very convenient and easy to raise and CC limits if utilized for business properly, it will help the business grow manifolds.

Sl Feature Advantages Disadvantages
1 Secured Loan WC Made easy Obligation to perform better
2 No Maturity Easy to raise Risk
3 Restrictive Covenants Interest on utilized limits Higher Rate of Interest


Dashboards is formed by professionals who were working in various big organizations in key positions. The experience that we gained in our organizations Read More

Social Links

Our Address

Head Office
1st Floor
1/197, Anna Salai
Chennai - 600 041

Copyrights © 2017 Business Analysis. All Rights Reserved Designed by Impower Solutions